Your Guide to Finding and Paying for Dental Care

Dental benefits
Regular visits to your dentist can improve your dental health and if you have coverage, you’re more likely to visit your dentist. Those visits can help prevent and monitor dental health issues that could lead to more serious conditions and require more expensive treatment, such as cavities, tooth removal, root canals and even oral cancer.

The good news is that Americans have more choices for dental coverage than ever. Though many people with dental benefits get them through their employers, individual plans are also available through the new Health Insurance Marketplaces established by the Affordable Care Act.

It’s important to know all your options when choosing the right dental plan for you and your family. Use this buying guide to get started—and get covered. Then, find out how to make the most of your benefits.
  • Do I really need a dental plan?
  • How do dental benefits work?
  • What does my dental plan cover?
  • How do I pick a dentist?
  • Types of dental plans: Which one is right for you?
  • Questions to ask before choosing a dental benefit plan
  • What to do if you have two dental plans
  • Common dental benefit terms
  • Common dental treatment terms, translated
  • How to get dental coverage when you don’t have an employer-sponsored plan
  • What to know about financing dental care
  • Choosing a dental plan under the Affordable Care Act (ACA)